Take Your Medicare Advantage Plan For A Test Drive First
Many people are surprised to learn that Medicare Advantage plans come with a built-in “trial period” that allows new enrollees to test a plan before committing long term.
Diane Omdahl explains that if you join a Medicare Advantage plan for the first time, you have a 12-month window to decide whether it truly fits your needs. During this period, you can return to Original Medicare if the plan’s network, costs, or coverage turn out to be less favorable than expected.
What makes this trial right especially valuable is that, in most situations, you can also purchase a Medigap policy without medical underwriting when you use it. That means you can secure supplemental coverage even if your health has changed, giving you important protection from unpredictable medical expenses. This flexibility allows you to compare real-world results against your expectations and ensure your coverage supports your long-term retirement plans.
Read this article to help you approach healthcare choices with greater confidence.