Credit/Debt/Loans The Dangers of Taking Out a Direct PLUS Loan While these loans might seem like an easy way for parents to help their child with today's education costs, in far too many cases, they put the parent’s financial security and retirement at risk.
Interesting Five Health Tests You Can Take Online With help from the internet, you can gauge your health status at a glance. There are tests for your heart, eyes, and general well-being. Note that these online quizzes are not suitable replacements for a doctor’s opinion.
Credit/Debt/Loans Some Things to Know Before Opening a Store Credit Card We’ve all been there. You’ve got an armful of clothes and you’re watching the total inch up higher and higher. Then the store clerk says: “Would you like to open a credit card for an extra 15 percent off?”
Credit/Debt/Loans Credit Card Limit Increase vs. Opening a New Account If you’re looking to improve your credit history and boost your credit scores, you might be mulling over whether to seek a credit card limit increase or open a new line of credit. Both options would increase your total available credit and lower your utilization rate.
Credit/Debt/Loans A Story of Stolen Credit Card Information An analysis of how online thieves steal your credit card information and what can be done to prevent this from happening to you.
Retirement Retirement Uses For Your Health Savings Account (HSA) Most everyone knows about the use of an IRA or 401(k) account for retirement, but I suspect few understand that a Health Savings Account can also be considered an important retirement account.
Taxes 2021 Tax Brackets and Other Tax Changes On October 26, 2020, the Internal Revenue Service published the 2021 tax rates, allowances, and thresholds applicable for the tax law provisions that are adjusted annually for inflation.
Medicare Drug Discount Programs vs. Medicare Part D CAUTION! Drug discount programs ARE NOT a replacement for a Medicare Part D policy.
Retirement Reasons To Think Twice About A 72(t) Payment Plan Don't be lured into withdrawing IRA funds before age 59-1/2 by an IRS rule that allows you to avoid the 10% penalty.
Credit/Debt/Loans You Should Pay Off These Types of Debts First When finding yourself with extra cash, some analysis is required when deciding which debts to pay off first.
Retirement Things You Need To Know About Your Inherited IRA A significant percentage of IRA assets will ultimately go to non-spouse beneficiaries. When these beneficiaries inherit the funds, special rules kick in. You need to know these rules to avoid making a costly mistake.
Medicare Hospital Observation and Medicare - Inpatient vs. Outpatient Did you know that under Medicare, it’s possible to spend the night in the hospital but still be considered to be receiving only outpatient care? Find out how to avoid being caught by this Medicare loophole.
