Credit/Debt/Loans

Should you have more than one credit card? If you’ve ever spent your way into a massive pile of credit card debt, you probably know the answer: No! However, there are reasons why the answer may be: Yes!

The nursing home industry has quietly developed what consumer attorneys and patient advocates say is a pernicious strategy of pursuing family and friends of patients despite federal law that was enacted to protect them from debt collectors.

There are several ways to pay online that are safer and easier than using your card.

This becomes an issue if you are forced to declare bankruptcy or you owe money after a legal action is brought against you.

There are many different types of credit card rewards. If you want to focus your efforts on earning travel rewards, you should create a credit card strategy to maximize the value you get for your spending patterns.

While these loans might seem like an easy way for parents to help their child with today's education costs, in far too many cases, they put the parent’s financial security and retirement at risk.

We’ve all been there. You’ve got an armful of clothes and you’re watching the total inch up higher and higher. Then the store clerk says: “Would you like to open a credit card for an extra 15 percent off?”

If you’re looking to improve your credit history and boost your credit scores, you might be mulling over whether to seek a credit card limit increase or open a new line of credit. Both options would increase your total available credit and lower your utilization rate.

An analysis of how online thieves steal your credit card information and what can be done to prevent this from happening to you.

When finding yourself with extra cash, some analysis is required when deciding which debts to pay off first.

You’ve likely heard that canceling a credit card account could damage your credit score. And while it is true that closing a credit card can impact your score, that isn’t always the case. Here is a cancellation checklist to follow should you decide to do so.

While the offer looks great on the surface, people who take advantage of it might find themselves on the hook for unexpected interest charges. Learn the balance transfer math, and the deceptive marketing practices identified by the CFPB.