Credit/Debt/Loans How to Plan Your Travel Rewards Card Strategy There are many different types of credit card rewards. If you want to focus your efforts on earning travel rewards, you should create a credit card strategy to maximize the value you get for your spending patterns.
Credit/Debt/Loans The Dangers of Taking Out a Direct PLUS Loan While these loans might seem like an easy way for parents to help their child with today's education costs, in far too many cases, they put the parent’s financial security and retirement at risk.
Credit/Debt/Loans Some Things to Know Before Opening a Store Credit Card We’ve all been there. You’ve got an armful of clothes and you’re watching the total inch up higher and higher. Then the store clerk says: “Would you like to open a credit card for an extra 15 percent off?”
Credit/Debt/Loans Credit Card Limit Increase vs. Opening a New Account If you’re looking to improve your credit history and boost your credit scores, you might be mulling over whether to seek a credit card limit increase or open a new line of credit. Both options would increase your total available credit and lower your utilization rate.
Credit/Debt/Loans A Story of Stolen Credit Card Information An analysis of how online thieves steal your credit card information and what can be done to prevent this from happening to you.
Credit/Debt/Loans You Should Pay Off These Types of Debts First When finding yourself with extra cash, some analysis is required when deciding which debts to pay off first.
Credit/Debt/Loans The Safe Way to Cancel a Credit Card You’ve likely heard that canceling a credit card account could damage your credit score. And while it is true that closing a credit card can impact your score, that isn’t always the case. Here is a cancellation checklist to follow should you decide to do so.
Credit/Debt/Loans Understanding Credit Card Balance Transfers While the offer looks great on the surface, people who take advantage of it might find themselves on the hook for unexpected interest charges. Learn the balance transfer math, and the deceptive marketing practices identified by the CFPB.
Credit/Debt/Loans Five Ways to Control Emotional Spending For some people, shopping is much more than a pastime - it's actually an addiction called oniomania.
Credit/Debt/Loans Five Things You Need To Be Pre-approved For A Mortgage Potential buyers benefit in several ways by consulting with a lender and obtaining a pre-approval letter. Here's how to get pre-approved for a mortgage.
Credit/Debt/Loans When (and When Not) to Refinance Your Mortgage Refinancing a mortgage means paying off an existing loan and replacing it with a new one. You might want to evaluate refinancing your mortgage.
Credit/Debt/Loans Six Ways To Cut The Cost Of Your Car Loan There are numerous ways to save money on your car payments. Here's how to get a lower cost car loan.