Set Up Your Financial Accounts Like You’re Going To Be Hacked

Without strong cybersecurity, you could end up losing money and critical personal data. If you haven’t given your online bank accounts a security checkup, now’s the time. Here are the steps you need to take.

1. Create strong passwords - Creating strong passwords is the most fundamental step in securing your accounts.
2. Set up two-factor authentication - Activating two-factor authentication (2FA) for your bank accounts is a great way to keep hackers out.
3. Stick to secure devices - One smart step you can take is securing every device you bank on with strong antivirus and antimalware solutions.
4. A little dishonesty won’t hurt - Most banks will have you set up security questions when you create your account. It’s important to remember that you don’t have to answer every security question accurately. In fact, it’s better for your security to give fake answers and write them down rather than connecting the answers to your real life in case a hacker or stalker knows more about your life than you expect.
5. Freeze your credit - All of us will eventually fall victim to a data breach at some point. But just because your data is compromised doesn’t mean you’re in danger just yet. If you take proactive steps like freezing your credit, you can prevent the problem from getting much worse.
6. Set up alerts and stay in the know - If you’re not checking your account regularly, you could end up missing something major like a hack or password breach. Activating notifications through your bank’s website or official app is an easy way to stay in the know.

For specific instructions on how you can implement these security techniques, you will want to read this article. We also have an article on our website covering how to hack-proof your life.