Credit/Debt/Loans Credit, Debit and Charge Cards From a financial perspective, debit and charge cards are structured so that they pose little danger to your financial well-being. Learn how to use the right plastic money.
Credit/Debt/Loans Reverse Mortgages When used properly, it can be an effective financial planning solution. If you are approaching or over age 62, you should learn more about reverse mortgages.
Credit/Debt/Loans Freezing Your Credit File Now you can freeze your credit file for free. Learn about this new tool to manage your credit.
Social Security Four Unusual Ways to Boost Social Security Benefits There are little-known strategies available that may help you decide when you or your spouse should apply. Here's how to get more from Social Security.
Medicare What Medicare Covers While Traveling There are only a few instances where Medicare will cover services obtained in a foreign country. Here's what you need to know about Medicare when traveling.
Taxes Property Taxes (And How To Lower Them) Property taxes are a major source of income for the city, county, and state governments, and other entities such as school districts. Knowing more about these taxes may help you to lower yours.
Taxes Qualified Charitable Distributions If you are over the age of 70-1/2, there is a way to reduce your taxable income, and therefore the taxes you pay, by taking advantage of the Qualified Charitable Distribution (QCD) from an IRA account.
Retirement The Average Retirement Savings By Age A survey of the value of retirement accounts by age group. How do your savings compare to your peer group?
Interesting The Top 5 Financial Mistakes Millennials Make The millennial experience with the 2008 financial crisis may have given them a perspective that can be detrimental to achieving any long-term aspirations they might have. This distorted view may have led many to make any number of mistakes.
Retirement Withdrawal Of Retirement Assets While we tend to focus on the total value of our retirement assets, once we start to use those assets to fund our retirement an optimal distribution strategy can minimize the impact of taxes and save you money.
Estate Planning Letter Of Intent Will While it has no legal standing, and a letter of intent cannot override a will, it can be an invaluable document for your family in any kind of an emergency, not just your passing.
Credit/Debt/Loans HELOC and Second Mortgage Loophole You may still qualify for the Home Equity Line of Credit deduction.
Social Security Guarding Your Social Security Number When and why you need to give your Social Security number to someone, and when you shouldn't.
Interesting Words of Wisdom Courtesy of Joseph Heller Authors Kurt Vonnegut and Joseph Heller were at a party given by a billionaire on Shelter Island. Wisdom ensued: what is really important about wealth.
Credit/Debt/Loans Homebuyer's Guide Whether you're buying for investment or for a place to live, there are things real estate pros know about buying a home. Learn them so that you can buy your next home like a pro.
Insurance Building Health Care Costs Into Retirement Planning There is one aspect of health care and health care costs that is controllable amid many that are not: whether people are in good health or not. Here's how to lower your retirement health care costs.
Social Security Social Security Administration Shortchanges Widows and Widowers Don't count on Social Security bureaucrats to have all the answers.
Retirement Qualified Plan Withdrawals: IRA vs. 401(k) There are differences in how withdrawals from IRA accounts are regulated versus those from 401(k) employer plans. Knowing these differences will help you use the best strategy for funding your retirement.
Interesting Surprise! Millennials Are A Generation Of Savers It appears that Millennials (those born between 1980 and 2000) are going against stereotype, with more than half of them saving for retirement. As usual, stereotypes can be misleading.
Interesting Don't Get 'Escheated' Out Of Your Money! Unfortunately, the English common law on escheatment has evolved from making sure abandoned property does not go to waste, to making sure the state has another source of income. Avoid unwittingly giving your money to the state.
Medicare Turning 65? Here Are Some Pitfalls When Signing Up For Medicare The Medicare enrollment decision is too important to get wrong.
